Small Companies Seeking Caps On Premiums

Small-business owners in Michigan have released a survey that they hope will prompt legislation to prevent some health insurers from — in the business owners' words — "overpricing" policies.

According to a random survey of 300 small-business owners, 25 percent think rising premiums threaten their ability to stay in business.

The Small Business Association of Michigan likes legislation to require insurers to rate small businesses by employee age, gender, health status, and job — and then to set premiums accordingly.

Such changes would benefit Blue Cross and Blue Shield of Michigan, which insured 71 percent of the market for companies of 100 or fewer workers — but lost $400 million doing it. The insurer can offer only one community rate and is required by law to take all comers.

Career Opportunities

HAP, a subsidiary of Henry Ford Health System, is a nonprofit health plan providing coverage to individuals, companies and organizations. This executive develops strategies to meet membership and revenue targets through products, pricing, market segmentation and advertising.  Aligns business among Business Development, Commercial Sales, Medicare and Public Sector Programs and Product Development. Seeks to enhance and be responsible for business development and expansion through the development of an effective product portfolio, strong interpersonal relationships and service excellence.

Apply via email to or online at

Subscribe to Our Newsletters

Monthly table of contents

Be notified as each issue of Managed Care is available online.

Biweekly newsletter

Recent topics have included:

PTCommunity news

New drug approvals, clinical trials, drug management. Three times per week.