November 2007

Cover Story
The consumer-directed model isn't taking the country by storm, but its innovations are influencing other coverage designs

MargaretAnn Cross

Preauthorization procedures for costly new imaging technologies aim to help doctors learn the rules to avoid denials

Tom Reinke

The health insurance industry might be able to help itself by coming up with ideas to influence the presidential debate

John Carroll

Insurer throws support behind P4P program that promises "stunning" advances in cost-effectiveness

Lola Butcher

Peer-Reviewed
The old TennCare program had many flaws and detractors. Its near collapse led to a more realistic approach to providing coverage to the uninsured in Tennessee.

Cyril F. Chang, PhD

Editor's Memo

John A. Marcille

Viewpoint
Insurers can play an active part in helping members change their thinking, and therefore change their lifestyles

John La Puma, MD ; Mark Palmer

Medication Management
Pharmacy benefit managers will charge employers a straight administrative fee, rather than make much of their income through deals with the drug industry

Martin Sipkoff

Tomorrow’s Medicine
Compared with radiofrequency ablation, this technique has some advantages and it should be acceptable to managed care plans

Thomas Morrow, MD