The likelihood of families having job-based insurance varies significantly with family income. From 1998 to 2005, the offer rate fell for each level of poverty, with an overall drop of 3 percentage points.
Percentage of families offered employer-sponsored health benefits, 1998, 2001, and 2005, by family income
Source: Kaiser Family Foundation. Change in Percentage of Families Offered Coverage at Work, 1998–2005.