News and Commentary

Stable enrollment over last 5 years, except for high-deductible plans

Health plan enrollment has been relatively stable for the last five years, with one exception — the participation of covered workers in high- deductible health plans with a savings option (HDHP/SO) has grown from 8 percent in 2009 to 13 percent in 2010, according to the Kaiser Family Foundation and Health Research & Educational Trust.

They report that 58 percent of covered workers are in preferred-provider organizations (PPOs). Other types of plan are health maintenance organizations (19 percent), HDHP/SOs (13 percent), point-of-service (POS) plans (8 percent), and indemnity plans (1 percent).

Distribution of health plan enrollment for covered workers

Source: The Kaiser Family Foundation and Health Research & Educational Trust, “Employer Health Benefits: 2010 Summary of Findings”


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