IRS Issues New HSA Limits

With nearly 8 million Americans covered by health savings accounts (HSAs) with high deductible health plans (HDHPs), the Internal Revenue Service (IRS) announced various inflation-adjusted amounts for 2010 contributions.

The maximum annual HSA contribution for individuals is $3,050 (up $50 from 2009). Family coverage is now set at $6,150 (up $200 from 2009). The minimum HDHP deductible allowed for individuals has been increased to $1,200 (up $50 from 2009), and for a family, the deductible has been raised from $2,300 to $2,400. There is still no maximum HDHP deductible for individuals and families.

Enrollment in these types of plans has been increasing steadily since 2005. According to a recent report of HSA/HDHP enrollment issued by America’s Health Insurance Plans, most of the growth in HSA/HDHP coverage from 2008 to 2009 was in the large-group market (a group health plan maintained by an employer with 1,000 or more employees), where 3.7 million (up 1 million) now have HSA/HDHP coverage.

Career Opportunities

HAP, a subsidiary of Henry Ford Health System, is a nonprofit health plan providing coverage to individuals, companies and organizations. This executive develops strategies to meet membership and revenue targets through products, pricing, market segmentation and advertising.  Aligns business among Business Development, Commercial Sales, Medicare and Public Sector Programs and Product Development. Seeks to enhance and be responsible for business development and expansion through the development of an effective product portfolio, strong interpersonal relationships and service excellence.

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