The motto, to paraphrase former President Obama, could be: “If you like your ACA health care plan, you can keep it.” But if you don’t like the plan or any of the other ACA choices offered in state exchanges, you can find something more to your liking that doesn’t follow the ACA guidelines. That’s the gist of a proposal offered by Sen. Ted Cruz, the Wall Street Journal reports.
The idea “would allow insurers to offer cheaper, less-comprehensive policies, likely to be bought by healthier people. Those policies could charge higher prices to those with pre-existing medical conditions, and possibly deny them coverage altogether.”
The idea is the latest attempt to bring conservative and centrist GOP members of the Senate together in order to fulfill President Trump’s promise to replace Obamacare. It is far from a slam-dunk, as health care experts who spoke to the WSJ said that Cruz’s plan would make premiums soar for those with pre-existing conditions.
Cruz told a radio station that, “We’ve got to lower premiums, and the way you lower premiums is you give the consumers freedom to choose the health insurance plan that they want without the government mandates.”
Some conservative groups like the idea.
FreedomWorks President Adam Brandon said in a statement: “If Senate Republicans insist on tweaking Obamacare, we urge them to adopt language being pushed by Sens. Cruz and Lee that will provide consumers with more choice and truly affordable health insurance coverage.”
The House would have to vote on the Senate version and the Cruz proposal might make House approval more likely, Rep. Mark Meadows, the chairman of the Freedom Caucus, a conservative group in the House. He tells the WSJ: “If the MacArthur amendment is not in there, the Cruz amendment is not in there, or an amendment that is similar to those that drives down premiums, you lose substantial votes in the House on the conservative side of things, which makes it almost impossible to pass.”
The amendment by Rep. Tom MacArthur would allow states to obtain waivers to opt out of ACA requirements.
Source: Wall Street Journal